Recover up to 3× more on aged debt in 90 days

Rightfoot's credential-less bank and debit card balances reduce failed payments, curb defaults, and drive collections.

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No engineering lift
SOC 2 compliant

Trusted by collections leaders

Smarter repayment attempts

Retry payments when funds are most available, instead of using static schedules.

Smarter Collections

Focus outreach on borrowers who can pay today. Recover more, save time.

Segment for Recovery

Determine repayment likelihood instantly and send low-yield accounts to collections at the optimal time.

Increase recoveries 3x

Across aged debt, as compared with leading third party collections agencies.

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Proven 190% Increase in Successful Payments

Access real-time, credential-less bank data to optimize payments, reduce failed transactions, and recover more— without adding friction to your customer experience.‍
  • Smarter Payments: Trigger payments when funds are available, not when they’re not.
  • ‍Faster Recoveries: Collect months faster than 3rd-party agencies.
  • Proven ROI: Deliver 10x returns while reducing costs and saving collector hours.
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how it works

From in-the-dark, to in-the-know in 3 easy steps

1

Borrowers consent

During onboarding, borrowers provide consent in your loan agreement for Rightfoot to access their account data.

2

Account validation

Rightfoot authenticates account ownership and activity with securely shared data such as: DOB, SSN, Address, AN/RN or debit card number.

3

Real Time Intelligence

Prevent failed payments, maximize collections, and reduce defaults— driving measurable ROI.

A Growing Risk in Lending

Failed payments and rising defaults are draining margins.

Consumer lenders face mounting challenges: failed payments, record borrower defaults, and new compliance pressure. Rightfoot’s real-time balance data gives you the visibility to reduce risk, prevent failed payments, and protect profitability in a changing market.

Costly Failed Payments

Each NSF means fees, wasted outreach, and borrower frustration— hurting margins and eroding trust.

Stale Credit Data

Inflation and rising living costs change borrower risk daily— credit scores can’t keep up.

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Wasted Collection Efforts

Without real-time balance data, agents chase borrowers who can’t pay— lowering recovery rates and frustrating customers.

Increased Risk

Consecutive failed payments and poor repayment visibility increase regulatory risk and put ACH authorizations at stake.