From first payment to final collection, boost loan performance 3x.
Rightfoot's credential-less bank and debit card balances reduce failed payments, curb defaults, and drive collections.
Trusted by top lenders & money-movers.
Failed payments and rising defaults are draining margins.
Consumer lenders face mounting challenges: failed payments, record borrower defaults, and new compliance pressure. Rightfoot’s real-time balance data gives you the visibility to reduce risk, prevent failed payments, and protect profitability in a changing market.
Costly Failed Payments
Each NSF means fees, wasted outreach, and borrower frustration— hurting margins and eroding trust.
Stale Credit Data
Inflation and rising living costs change borrower risk daily— credit scores can’t keep up.
Wasted Collection Efforts
Without real-time balance data, agents chase borrowers who can’t pay— lowering recovery rates and frustrating customers.
Increased Risk
Consecutive failed payments and poor repayment visibility increase regulatory risk and put ACH authorizations at stake.
From in-the-dark, to in-the-know in 3 easy steps
Borrowers consent
During onboarding, borrowers provide consent in your loan agreement for Rightfoot to access their account data.
Account validation
Rightfoot authenticates account ownership and activity with securely shared data such as: DOB, SSN, Address, AN/RN or debit card number.
Real Time Intelligence
Prevent failed payments, maximize collections, and reduce defaults— driving measurable ROI.
Smarter lending, from origination through collections.
Pre-funding check
Fund with confidence by verifying borrower balances before disbursement.
Payment Successes
Reduce failed ACHs by checking real-time balances before every pull.
Smarter Collections
Focus outreach on borrowers who can pay today. Recover more, save time.
Increase recoveries 3x
Across aged debt, as compared with leading third party collections agencies.
From personal lenders to BNPL, our partners leverage credential-less data to drive profitability.
Personal Lenders
Seamlessly onboard, continuously monitor, and smartly collect with customer data at your fingertips.
BNPL Providers
Access real-time debit card balances for the first time— reduce failed payments and boost approvals.
Point-of-Sale Financiers
Reduce failed payments and maximize recoveries by prioritizing accounts with data-driven precision.
What our customers say about us.
We typically see a 10% recovery rate. With Rightfoot, we’re seeing 29% — nearly triple performance.
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Rightfoot has given us visibility that we never thought was possible.
Rightfoot helps us seamlessly identify and prioritize high risk accounts, mitigating our losses.
Rightfoot is game changing for our business, giving us the clarity we need to make informed decisions.
